How to Receive Money from Abroad Without PayPal in Pakistan

If you are in Pakistan and do not have a PayPal account, you might be wondering how to receive payments from international clients or relatives. Fortunately, there are alternative solutions you can use to facilitate these transactions. Below, we will explore various methods that can help you receive money from abroad, ensuring a secure and straightforward process.

Options for Receiving Money

Here are some methods you can consider:

1. International Wire Transfer

An international wire transfer is a direct and secure method of transferring money from one bank to another. This method is often used for large transactions and can provide real-time confirmation of the transfer. Both the sender and recipient banks must be involved in the process, and the recipient must have a bank account in their country. To set up a wire transfer, you need to provide the sender with your bank's SWIFT/BIC code and your bank account number.

2. TransferWise (Now Wise)

TransferWise is a more cost-effective option compared to traditional banks for transferring international funds. It uses the real exchange rates, which means you do not get charged a mark-up on the exchange rate. TransferWise provides a global network of banks, and you can easily receive payments through a bank account linked to the TransferWise service. You will need to open a TransferWise account and provide the sender with your account details.

3. Payoneer

Payoneer is a digital payment platform that allows you to open an account from anywhere in the world, even without a local bank account. It functions as an e-wallet but also provides a bank-like account. With a Payoneer account, you can receive payments from various sources, including PayPal. To set up a Payoneer account, you need to provide basic personal and identity information. Once your account is open, you can receive payments and convert them to cash if needed.

4. Skrill (Moneybookers)

Skrill is another popular alternative to PayPal. Similar to Payoneer, Skrill allows you to open an account from anywhere in the world. You can receive payments from international clients who use various payment methods, including PayPal. Once you have a Skrill account, you can link it to your bank account and receive payment electronically. If you do not have a bank account, you can still receive payments by converting them to gift cards or withdrawing them in cash.

Using Your PayPal Account with an Email Address

Another option is to use your PayPal account associated with an email address that is connected to someone outside Pakistan. When an international sender starts a transfer, PayPal will send an email asking you to open a PayPal account or link an existing one to access the funds. This method can be useful if you are temporarily without a local PayPal account but want to ensure that the incoming funds are accessible.

Seek Professional Assistance

If you are unsure about the process or need further assistance, you can contact a family member who resides outside Pakistan. They can guide you through the process and help you open an alternative payment account. Additionally, if you need more detailed information, feel free to message me or consult PayPal's official website and customer service for the most up-to-date information.

Remember that the availability and services of these alternatives can vary by country. Therefore, it is essential to verify the relevant details specific to Pakistan.