How to Transfer Money from a Walmart Card to a Visa Card

Transferring money from a Walmart MoneyCard to a Visa card can be a crucial step when you need to consolidate or move funds from a prepaid card. Direct transfers between these two types of cards are not usually supported, so you will need to complete the process through one of several methods. Below, we detail the various steps you can take to successfully fund your Visa card with money from a Walmart card.

Emulating Direct Transfers

Unlike traditional debit or credit cards, direct transfers between a Walmart MoneyCard and a Visa card are not possible due to the nature of prepaid cards. Instead, you can complete the transfer through a series of steps. This guide provides a comprehensive overview of how to make the transfer through different methods and ensures you understand the potential fees involved.

Withdraw Cash from Walmart MoneyCard

The first step in transferring money from a Walmart MoneyCard to a Visa card is to cash out the funds. You can do this by using the ATM feature available with your card. Notably, there may be fees associated with the withdrawal, so be sure to check the details before proceeding.

Deposit to Visa Card

The most straightforward method is to deposit the cash you withdrew into a linked bank account and then transfer that money to your Visa card. To do this, you can visit a bank branch or use a cash deposit service. This indirect method ensures that the funds are safely moved to your Visa card without the need for direct card-to-card transfers.

Utilize a Money Transfer Service

An alternative approach is to use a third-party money transfer service. Services like PayPal, Venmo, or Cash App could be particularly useful if you already have an account with them. By linking your Walmart MoneyCard to one of these services, you can transfer the funds to your account and then send the money to your Visa card. Ensure that you are aware of any fees associated with these services and that the recipient Visa card supports the transfer.

Direct Transfer if Available

Certain financial institutions or online services may offer direct transfers from prepaid cards to bank accounts. These services can simplify the process of moving funds from your Walmart MoneyCard to your Visa card without the need for intermediate steps. Contact your bank or service provider to determine if this option is available to you and to get detailed instructions on how to proceed.

Relevant Considerations

Before initiating the transfer, make sure to review all associated fees. Direct transfers and third-party money transfer services can incur additional costs, which can impact the final amount that reaches your Visa card. Additionally, check if the Visa card has any limitations or specific requirements for depositing transfers from non-Visa prepaid cards.

For Walmart Gift Cards

It's important to differentiate between a Walmart MoneyCard and a Walmart gift card. Gift cards are specifically designed for use within Walmart, Walmart gas stations, and sometimes online at The funds on a gift card cannot be transferred to a Visa card or withdrawn in any other form. To use the funds from a gift card to fund a Visa card, you would need to spend it on eligible items at Walmart or redeposit it into a bank account first before transferring to your Visa card.

Conclusion

Transferring money from a Walmart card to a Visa card requires a series of steps, but by following the methods outlined above, you can successfully move funds from your Walmart MoneyCard to your Visa card. Always be aware of any potential fees and ensure that your chosen method complies with the policies of both your Walmart card and your Visa card.