Can You Order Online at Walmart with a Checking Account?

Yes, you can order online at Walmart and pay with a checking account. When checking out, you can select the option to pay with your bank account. Typically, you will need to provide your account number and routing number. Walmart may also allow you to link your checking account to a Walmart Pay account, simplifying the payment process. However, it's always a good idea to check the specific payment options available during the checkout process, as they can vary.

Debit Card Payment as an Alternative

I tried to add a payment method and found myself with the choice between a credit card, debit card, or gift card. Of course, if you have a checking account, you almost certainly have a debit card for it. Using that card is simply the same as writing a check.

The Cash Payment Method

Believe it or not, you can pay in cash, but there's a caveat. You have to go to a Walmart store to pay, and the transaction is not final until you pick up the order there. This method might not be as convenient for many customers, but it is an option.

Comprehensive List of Payment Methods

Walmart accepts a diverse range of payment methods, making it accessible for various customers. The store accepts the following payment options when shopping online:

Credit cards, including American Express, Discover, MasterCard, and Visa ATM/Debit/Check Cards, including Walmart MoneyCard Walmart Credit Card and Walmart MasterCard Walmart Gift Cards and eGift Cards (cannot be used to purchase other gift cards) PayPal Pay with Cash (credit cards, cash, checks, Walmart gift cards, and money order must select cash option in debit reader. SNAP Food and WIC benefits cannot be used to pay for the order amount) Chase Pay American Express Express Checkout Installment financing through Affirm

Proper Identification and Local Checking Account

Certainly, you need to have a proper ID and a local checking account when making these types of transactions. This ensures that the payment process is secure and legitimate.

Using the Electronic Cash Option at Walmart

Yes, you can choose the "Pay with Cash" option, and a new window will pop open, giving you the option to pay by check and pick up the item at the store. Walmart also accepts:

Credit cards, including American Express, Discover, MasterCard, and Visa ATM/Debit/Check Cards, including Walmart MoneyCard [ Opens in new window ] Walmart Credit Card and Walmart MasterCard [ Opens in new... ]